Some folks have the wrong idea about financial advice, thinking it’s only for the wealthy or older folks or that it’s just for big investors. Some reckon it’s all about selling financial products like super funds or insurance.
But hang on a second! Things have changed big time in the world of financial advice. The salesy types without much know-how have mostly been forced out of the industry. What’s left are a bunch of seriously smart and qualified folks who can tackle all sorts of money puzzles better than any other financial professional.
Here are six cool things a Financial Adviser can do that might surprise you:
Help with Budgeting Apps
Imagine knowing exactly where every dollar in your pocket is going. A good Financial Adviser can set you up with an app that connects to all your bank accounts. They’ll make sense of your spending by categorising your transactions and setting up reports for you, making it easy to track.
Check if Your Dreams Are Doable
Ever wondered if you can retire early, travel more, have more children, or upgrade your home? All lifestyle goals cost something, right? A Financial Adviser should have access to high-end goal-mapping software that can map out your dreams and match them with your money situation. It’s like a map showing if your plans stack up financially.
Give You Straight-Up Advice
Most professionals in the finance industry can only give you choices, but a Financial Adviser holds a license to provide actual recommendations. They cover stuff like how to own things, manage loans, and taxes, where to put your cash, and even how to get government benefits.
Handle Centrelink Stuff
A top-notch Financial Adviser knows all the ins and outs of Centrelink and can even jump straight into their system to sort things out for you—faster than you can say “money matters.”
Project Manage
Just like a boss running a building project, a Financial Adviser can handle a bunch of money stuff for you. Whether buying property through an SMSF, prepping for an aged care move, or setting up a new business, they have the skills and contacts to make it happen.
Haggle for You
Not everyone’s a champ at getting a good deal, right? Well, a Financial Adviser can knock a good chunk off a real estate agent’s commission or refer you to a lawyer they’ve worked with before.
If you’re interested in learning how a Financial Adviser can help you achieve your lifestyle and financial goals, check out our Goal Assessment & Financial Planning page for more information.
Any advice on this site is general nature only and has not been tailored to your personal objectives, financial situation and needs. Please seek personal advice prior to acting on this information. Any advice on this website has been prepared without taking account of your objectives, financial situation or needs. Because of that, before acting on the advice, you should consider its appropriateness to you, having regard to your objectives, financial situation or needs.
